He who loves pleasure will become a poor man. – Proverbs 21:17
 
After you’ve planted and planned to use your resources in a way that glorifies God, you must prioritize. You will have to determine the difference between your needs, wants, and desires. The Bible says we have only three needs: food, clothes, and shelter. If all our needs are being met, we have plenty to praise the Lord for. Wants are based on the quality of our needs—we may need a house, but we want a big house. Desires are the things on our wish list that are covered by any surplus funds. We might attend to our desires after the bills are paid, but never before.
 
Many of our debt problems come from trying to fill our desires by buying things. Our pleasures then lead to poverty, as today’s verse explains. We must first prioritize those things we need, and if we don’t have them, we might need to sell some of the things we bought to meet our desires in order to meet our needs.
 
The fourth step in getting rid of debt actually takes place while the other three are going on—and that’s prayer. Proverbs 16:3 says: “Commit your works to the Lord and your plans will be established.”
 
When you combine prayer with planting, planning, and prioritizing, I guarantee that you will see God invade your circumstances and turn your debt around. I don’t know what methods He will choose for you, but I know that He is able because He is all-powerful and all-knowing.
 
And He cares for you.
 
Check out more from Tony Evans @Tonyevans.org

About The Author

Dr. Tony Evans

Dr. Tony Evans is one of the country’s most respected leaders in evangelical circles. As a pastor, teacher, author and speaker, he serves the body of Christ through his unique ability to communicate complex theological truths through simple, yet profound, illustrations. While addressing the practical issues of today, Dr. Evans is known as a relevant expositor. New and veteran pastors alike regard him as a pastor of pastors and a father in the faith.


At the heart of this vision is the use of church and school partnerships to effect spiritual and social change in communities. Dr. Evans’ church and school outreach philosophy has been attributed as a catalyst for former President George W. Bush’s Faith Based Initiative, which was his first formal act of office. Dr. Evans seeks to train churches, schools and volunteers in this philosophy, as well as in the functional practicalities, through the National Church Adopt-A-School Initiative which is a ministry underneath the umbrella of The Urban Alternative.


Dr. Evans serves as president of The Urban Alternative, a national ministry that seeks to restore hope and transform lives through the proclamation and the application of the Word of God. His daily radio broadcast, The Alternative with Dr. Tony Evans, can be heard on more than 850 radio outlets throughout the United States and in more than 80 countries.


Dr. Evans has written numerous books and booklets including his legacy work, Oneness Embraced, as well as his vision work, The Kingdom Agenda. Some of his most recent books includes, Kingdom Man, A Moment For Your Soul, Marriage Matters, and Victory in Spiritual Warfare.



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