Gifts That Matter

Have you listed the gifts you need to buy? Write across your long Christmas list: It’s not about the stuff. What communicates your personal care?

Listing Upcoming Expenses

What would happen if you took 15 minutes each day to make a list of what you need to accomplish?

Donating This Season

The wise men gave precious gifts to baby Jesus.

Charitable Giving #2

While our minds and lists are focusing on Christmas, it’s appropriate to think of charitable giving at year end.

Charitable Giving #1

Rather than simply looking through the glitter mail asks, think, what do I want to promote.

Credit Card Spending

Why use cash instead of credit cards this season?

Oysters For Christmas

One memory from my childhood was a big splurge my mother spent on food. She bought a can of oysters.

Remembering

I grew up on a poor farm. Here are a few of my memories of Christmas.

Obligation Versus Motivation

Pause a moment. Consider this. How much of your shopping list this Christmas is obligation?

Christmas On A Budget

Our worlds description of a holiday with no reference to the only reason for giving, loving, caring.

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