Credit Card Spending

Why use cash instead of credit cards this season?

Oysters For Christmas

One memory from my childhood was a big splurge my mother spent on food. She bought a can of oysters.

Remembering

I grew up on a poor farm. Here are a few of my memories of Christmas.

Obligation Versus Motivation

Pause a moment. Consider this. How much of your shopping list this Christmas is obligation?

Christmas On A Budget

Our worlds description of a holiday with no reference to the only reason for giving, loving, caring.

Money Spent On Christmas

How much money will most families spend on Christmas this year? We ask, “What is the ROI on that?

The Investment of Christmas

What topic is on your mind this Christmas season? We’d like our family this season to focus on the meaning of Christmas.

Holiday Season And Priorities

Entering this holiday season, I’ve been convicted on my drift from focusing on the importance of Christ’s birth and Jesus in my life, and the myriad of traditions in our family.

In God We Trust!

Where do we look for direction with our finances?

Financially Stressed #4

72% of women compared to 67% of men feel stressed about personal finances. They have less emergency reserves and live paycheck to paycheck. Single moms struggle greatly.

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